Prohibited Investments & Transactions

A Self-Directed plan opens a universe of investment opportunities from traditional to non-traditional investments. However, the IRS prohibits the following types of investments:

• Life Insurance for yourself
• Collectibles:
  • Art
  • Antiques
  • Rugs
  • Gems
  • Stamps
  • Metals (except Gold, Silver & Palladium Bullion)
  • Coins (except US Minted Gold or Silver Eagle)
  • Alcoholic Beverages
• Sub-Chapter S Corporations

In addition to the Prohibited Investments listed above, your plan can also be disqualified for improper use of your IRA or other Self-directed Account by you, your beneficiary, or any disqualified person including any of the following direct or indirect transactions:

• Purchasing property currently owned by you
• Using your account as security on a loan
• Borrowing money from your account
• Selling personal property to account
• Purchasing Real Estate for present use
• Receiving payments for income generated from assets owned in your self-directed account

We recommend consulting with an attorney or tax professional prior to investing

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